Honest Comparison
Sedes vs Swyft Filings: Honest Comparison (2026)
Budget-friendly with decent service — but watch for add-ons
Quick Verdict
Swyft Filings is a well-established service with real strengths. But for most LLC formations, Sedes delivers more value at a lower total cost with AI-powered guidance. Read on for the full breakdown.
Pricing Comparison: True Cost
Advertised prices often hide the real cost. Here is what you actually pay in year one.
| Service | Sedes | Swyft Filings |
|---|---|---|
| Formation Fee | $0 | $0 - $299 |
| Registered Agent (Year 1) | $49/yr | $0/yr (then $99/yr) |
| EIN Filing | Free | $79 |
| Operating Agreement | Included | $99 |
| Processing Time | Same-day prep | 2-3 weeks (Basic), 1-2 weeks (Standard), 5-7 days (Premium) |
| AI Guidance | Included | None |
| Compliance Automation | Included | Limited / Extra |
| Typical Year 1 Cost | $0 + state fees (Launch) or $199/yr (Shield with RA) | $0 filing + $0 RA (yr1) + $79 EIN + $99 OA = $178 year 1, then $99/yr RA |
Where Swyft Filings Wins
- Free registered agent for year one
- Generally positive customer support reviews
- Simple, no-frills formation process
- Reasonable registered agent renewal at $99/year
Where Sedes Wins
- EIN included free (Swyft charges $79)
- Operating agreement included (Swyft charges $99)
- Consistent registered agent pricing — no Year 2 jump
- AI guidance vs a standard web form
- Automated compliance filing, not just notifications
Swyft Filings: Pros and Cons
Pros
- Free first year of registered agent
- Affordable basic tier
- Decent customer support
- Straightforward formation process
- Compliance notifications included
Cons
- EIN filing costs $79 (free from IRS)
- Operating agreement is $99 extra
- Registered agent jumps to $99/year after year one
- Moderate upselling during checkout
- Basic plan processing is slow
- Limited technology features
“Swyft Filings was fine for the basics, but I kept getting add-on prompts. When I added up everything I actually needed, Sedes was the better deal with more features included.”
— Chris B., Compared total costs between Swyft and Sedes
Frequently Asked Questions
Is Swyft Filings legitimate?
Yes, Swyft Filings is a legitimate formation service that has been operating since 2012. They have processed hundreds of thousands of formations. They are a solid budget option if you stick to the basics.
Why does Swyft Filings charge for EIN?
Swyft charges $79 for EIN filing, which the IRS allows you to do for free. This is a common revenue strategy among formation services. Sedes includes EIN filing at no additional cost.
Is Swyft Filings' free registered agent really free?
Year one is free. After that, it renews at $99/year. This is better than some competitors (LegalZoom charges $299/year), but it is still a price increase to budget for. Sedes charges a consistent $49/year.
Try Sedes — $29 all-in, no hidden fees
AI-guided LLC formation with everything included. No upsells, no surprises, no fine print.
Start Your LLC$0 + state fees on Launch plan. No credit card required to start.